Your 401(k) is likely one of your largest and most consistent sources of retirement savings. For Meta employees, this account can be even more powerful when properly optimized. At Ceva Advisors, our team will manage your 401(k) through the BrokerageLink platform for free if we also manage your non-401(k) investment accounts.
If you are a Meta employee and want to learn how you can supercharge your 401(k) for free, shoot us an email at hello@cevaadvisors.com or schedule a free consultation here.
We bring together your full financial picture including IRAs, 401(k)s, RSUs, taxable accounts, and more to create a unified investment strategy that reflects your goals and takes tax implications into account. We believe this level of coordination can help reduce inefficiencies and has the potential to improve long-term outcomes.
Here are three things you can do right now to take your Meta 401(k) to the next level:
1. Transition to a Brokerage Link Account
Most Meta employees are defaulted into a limited investment menu. By switching your 401(k) to a BrokerageLink account, you gain access to a much broader range of investment options. This gives you more flexibility, better diversification, and the ability to tailor your investments to your overall goals.
With BrokerageLink, your account can be professionally managed to reflect your preferred risk level, market outlook, and investment philosophy. Instead of being limited to a narrow set of options, you can implement a portfolio strategy that aligns with your total wealth plan and takes full advantage of the broader investment universe.
2. Align Your 401(k) With Your Total Portfolio
Your 401(k) should not be managed in isolation. We review it in the context of your total assets including IRAs, Roth IRAs, taxable accounts, and trusts and align the strategy across all accounts. This includes coordinating asset classes, managing risk, and placing investments in the accounts that offer the greatest tax advantages.
We also integrate your equity compensation into this plan. For many Meta employees, RSUs can become a large portion of your net worth, which introduces concentration risk. We help you build a staged diversification strategy around vesting schedules, tax brackets, and market timing so your portfolio remains balanced and tax efficient.
3. Add Alternative Investments to Your Portfolio
Alternative investments can be one of the most impactful additions to a portfolio. At Ceva Advisors, we provide access to private market opportunities that are typically out of reach for retail investors. These include investments in private credit, infrastructure, private real estate, and other institutional caliber strategies.
We believe private market investments can improve portfolio diversification by offering lower correlation to stocks and bonds, more consistent income, and the potential for enhanced long-term returns. When used strategically, we believe they can potentially improve your overall risk-adjusted return profile, especially within retirement focused accounts like your 401(k).
Lets Take Your 401(k) to the Next Level
Most advisors ignore your 401(k). We do the opposite. At Ceva Advisors, we actively manage your 401(k) alongside the rest of your investments so that everything works together in one coordinated strategy.
If you are a Meta employee and want to get more out of your 401(k), we would love to help. Reach out to a member of our team or email us at hello@cevaadvisors.com to learn how we can support your goals.
This article is produced by Ceva Capital dba Ceva Advisors. Ceva Advisors is not affiliated with Meta. The information contained in this report is informational and intended solely to provide educational content to our clients and other readers that we find relevant and interesting. Opinions expressed are just that, and are current only as of the data of publication Nothing in this document should be construed as legal, tax, or investment advice; we provide advice on an individualized basis only after understanding your circumstances and needs. Information provided comes from sources we believe are reliable, but accuracy is not guaranteed.
