Financial planning that starts with your goals, not our agenda.

Ceva Advisors builds financial plans and manages portfolios with a disciplined, institutional approach. Our aim is to give you confidence and clarity on your financial picture.

Meet with an advisor See our process

Start a conversation

Where should I start?

Most conversations start with one of these questions.

When can I retire?

How do I turn savings into income?

How do I get organized?

Am I paying too much in taxes or fees?

What should I do with my company stock?

What happens if the stock market falls?

Sound familiar? We answer questions like these through three pillars that work together: Financial Planning, Asset Management, and Legacy Building.

Financial Planning

Empowering your financial future with comprehensive, personalized strategies that transform your goals into actionable steps. Our aim is to provide clarity on your entire financial picture, giving you the confidence to navigate what lies ahead.

Consolidated Financial Picture in eMoney
Tailored Financial Strategies
Holistic Wealth Management
Proactive Risk Assessment

Learn about planning

Additional services

More ways we can help

Investment Planning

With over 20 years of experience, we rigorously analyze your portfolio to align it with your goals and risk tolerance.

Financial Consolidation

Easily view your entire financial picture in one place, freeing you to focus on what matters most.

Alternative Investments

Participate in exclusive investment opportunities beyond traditional public markets.

Philanthropic Giving

Optimize your philanthropic potential through Donor Advised Fund (DAF) accounts, minimizing your tax burden.

Education Preparation

Plan for your children's education expenses using 529 plans with automatic contributions.

Retirement Planning

Determine how much you need for retirement and the best accounts to use.

Short-Term Investments

Create portfolios focusing on short-term stability with potential for upside growth.

Estate Planning

Collaborate with our network of attorneys to ensure your assets are managed and distributed as you wish.

Our three-step process

Discover, plan, implement. In that order.

We start with a conversation about where you are and where you want to go, build a personalized plan around it, and then put it to work, adjusting as your circumstances change.

View the full process

1 Discover

Understand your goals

An introductory conversation about your circumstances, priorities, and what you're trying to accomplish.

2 Plan

Build the plan together

We gather your financial information and present a plan clearly, so you understand how each part supports your goals.

3 Implement

Put it to work

With your approval, we handle account setup and manage the portfolio, adjusting as your needs evolve.

The people you'll work with

A small team, directly involved in your plan.

Ben Englund

CEO, Financial Advisor

Founded Ceva after sixteen years at Sun Life Capital Management, where he served as Head of Trading and Senior Portfolio Manager overseeing institutional portfolios totaling over $20 billion.

Shaina Englund

Financial Advisor

Focuses on comprehensive financial planning, helping clients gain clarity on where they are today and where they're headed.

Roman Skurdal

Financial Advisor

Focuses on financial planning and portfolio construction, ensuring investment strategies align with each client's overall plan.

Meet the full team

The short answers

Common questions, answered plainly.

Can I afford to retire when I want to, and will my money last?

This is the question most people are quietly asking themselves. We model income, expenses, taxes, and investments across different retirement dates, then stress-test the plan against the variables that most affect outcomes: market volatility early in retirement, inflation, healthcare costs, and longevity. From there we develop a personalized plan built for a range of market conditions, recognizing that no strategy can eliminate risk.

Are there opportunities in my portfolio I'm not taking advantage of?

Many people don't see the mistakes they are making or the opportunities they are missing. We often find excessive risk, high fees, unnecessary overlap, or strategies they haven't considered. We review your investments across all accounts to identify where adjustments may improve alignment with your goals.

When should I take Social Security?

The right timing depends on your other income sources, tax picture, spouse's situation, and longevity expectations. We model the options so you can make the decision with full context.

Could my tax picture be more efficient?

Many pre-retirees, retirees, business owners, and tech employees find opportunities to be more tax-efficient than they realize. For business owners, that can include strategies like a cash balance plan; for tech employees, it often means coordinating equity compensation such as RSUs and ESPPs. Across the board, we also look at coordinating withdrawals, asset location, and the timing of gains more intentionally. We review your specific situation to identify where coordinated planning may help, though tax outcomes depend on individual circumstances and applicable law, which can change.

What happens to my family if something happens to me?

We help coordinate your estate documents, account titling, and beneficiary designations, working alongside your estate attorney. If charitable giving is part of your plan, we incorporate that into the overall strategy.

How does Ceva approach the advisory relationship?

Ceva is an independent, boutique financial planning and investment management firm. We do not sell proprietary products, which frees us to make decisions in your best interests. Our team brings combined experience across institutional portfolio management, financial planning, and portfolio construction, including more than sixteen years and the management of $20 billion in institutional portfolios prior to founding Ceva.

What's the first step?

Just a conversation. Reach out to schedule an introductory call and connect with our team.

Reach out

Let's talk about where you want to go.

A short conversation is the best way to find out if we're a fit, with no obligation either way.

Meet with an advisor